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Raising Capital: Credit Tech, Coin Offerings, and Crowdfunding

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  Course by Andrew Wu, Robert Dittmar and University of Michigan
Course Features
  • Lectures
    4
  • Duration
    30 Hours
  • Level
    Beginner
  • Delivery
    Online
  • Audience
    Entrepreneurs
  • Provider
    University

The course discusses the ways individuals, companies raise money and how FinTech, Blockchains are changing the banking industry. The course starts with the principles of credit scoring and explains the advantages of peer-to-peer lending platforms. Later the focus shifts to opportunities to raise capital for startups by comparing, contrasting initial public offerings with initial coin offerings.

This is an introductory course that would be most valuable to entrepreneurs but everyone interested in learning more about old and new methods that are available to raise capital.

There are no prerequisites for this course. However, during credit scoring discussion linear, logistic regression results are used and therefore the basic econometric knowledge would be helpful.

  • Content

    The course is structured as the "old" versus "new" ways to raise money, where "new" represents the recent FinTech innovations. In the first part on loans the discussion compares banks, credit bureaus with LendingClub, an American peer-to-peer lending company. No blockchain based lending platforms mentioned. In the second half IPOs (Initial Public Offering) are compared with crowdfunding platforms and blockchain based ICOs (Initial Coin Offering).

  • Technology

    The course is mainly about the ways to raise capital and the technology part enters into the discussion just indirectly. The most technical topics discussed are related to credit scores, loan pricing as well as some aspects related to ICOs (Initial Coin Offering).

  • Applications

    The course explains very well the mechanics behind the lending process that includes the loan default estimation, loan interest rate calculation and covers main lending players with the main interactions involved. This knowledge will be very beneficial to entrepreneurs building credit services or investors. The discussion about crowdfunding platforms, ICOs (Initial Coin Offering) is a bit more general.

  • Delivery

    The learning material is primarily presented in video lessons complemented by the reading texts. The presentation style encourages to take advantage of discussion forums and interaction with the other learners. Quizzes and graded tests are available just in the paid version.

Consider the benefits and challenges of disruptive capital-raising technology.

Advances in technology have both systematized and democratized consumers’ and business’ access to capital. In this course, you will explore the ways in which technology has transformed access to consumer credit and access to seed capital for business projects.

You will examine disruptive technologies in credit scoring, raising capital through tokenization, and the evolution of crowdfunding for both debt and equity financing.

You will also learn how to differentiate between crypto-based capital-raising models.

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